{"id":5667,"date":"2021-09-04T21:52:48","date_gmt":"2021-09-04T19:52:48","guid":{"rendered":"https:\/\/test.lica.ch\/?p=5667"},"modified":"2025-11-16T12:13:26","modified_gmt":"2025-11-16T10:13:26","slug":"o-que-acontece-se-nao-se-pagar-um-processo-de-execucao","status":"publish","type":"post","link":"https:\/\/www.lica.ch\/pt\/solvabilite\/ne-pas-payer-une-poursuite-que-se-passe-t-il\/","title":{"rendered":"N\u00e3o pagar uma cobran\u00e7a: o que acontece?"},"content":{"rendered":"

O processo \u00e9 iniciado contra si quando recebe uma intima\u00e7\u00e3o do servi\u00e7o de cobran\u00e7a de d\u00edvidas para pagar. Esta \u00e9-lhe enviada sem que o servi\u00e7o de cobran\u00e7a de d\u00edvidas tenha de justificar ou mesmo verificar a exist\u00eancia ou a veracidade da sua d\u00edvida. O Servi\u00e7o de Execu\u00e7\u00e3o de D\u00edvidas<\/a> far\u00e1 isso por si, porque ter\u00e1 recebido um pedido de processo do seu credor.<\/p>\n\n\n\n

\u00c9 o ato que d\u00e1 in\u00edcio a uma a\u00e7\u00e3o judicial contra si. Isto acontece quando n\u00e3o pagou a fatura que deve ao credor. Disp\u00f5e ent\u00e3o de um prazo de 20 dias a contar da data da notifica\u00e7\u00e3o para pagar a d\u00edvida. Coloca-se ent\u00e3o a quest\u00e3o de saber o que acontece se n\u00e3o o fizer. As respostas s\u00e3o dadas a seguir.<\/p>\n\n\n\n

Falta de pagamento do devedor<\/h2>\n\n\n\n

Se o devedor n\u00e3o pagar a d\u00edvida no prazo previsto, o credor que deu in\u00edcio ao processo solicitar\u00e1 o prosseguimento da d\u00edvida. Caso contr\u00e1rio, o credor que deu in\u00edcio ao processo solicitar\u00e1 o prosseguimento da d\u00edvida. Para tal, existem duas possibilidades: a penhora ou a fal\u00eancia, se for um devedor inscrito no registo comercial.<\/p>\n\n\n\n

Tamb\u00e9m \u00e9 poss\u00edvel que, enquanto devedor, n\u00e3o s\u00f3 tenha evitado o pagamento da sua d\u00edvida, como tamb\u00e9m tenha apresentado uma obje\u00e7\u00e3o ao processo de cobran\u00e7a de d\u00edvidas. Disp\u00f5e de um prazo de 10 dias para o fazer. Este prazo come\u00e7a a contar a partir do momento em que \u00e9 notificado da cita\u00e7\u00e3o para pagar para apresentar uma obje\u00e7\u00e3o.<\/p>\n\n\n\n

Consequentemente, a a\u00e7\u00e3o judicial ser\u00e1 temporariamente suspensa. No entanto, uma oposi\u00e7\u00e3o infundada implicar\u00e1 custos adicionais.<\/p>\n\n\n\n

Em termos formais, a contesta\u00e7\u00e3o \u00e9 feita quando a cita\u00e7\u00e3o \u00e9 notificada pelo funcion\u00e1rio notificador. Este indicar\u00e1 ent\u00e3o a sua decis\u00e3o no pr\u00f3prio documento ou por correio para o seu servi\u00e7o de execu\u00e7\u00e3o de d\u00edvidas.<\/p>\n\n\n\n

As objec\u00e7\u00f5es \u00e0 cobran\u00e7a de d\u00edvidas n\u00e3o t\u00eam de ser justificadas, exceto no caso de um lit\u00edgio relativo a apenas uma fra\u00e7\u00e3o da sua d\u00edvida. Ou se os seus activos n\u00e3o tiverem melhorado ap\u00f3s a fal\u00eancia.<\/p>\n\n\n\n

Apreens\u00e3o e fal\u00eancia na sequ\u00eancia do n\u00e3o pagamento do cr\u00e9dito<\/h2>\n\n\n\n

Para al\u00e9m da possibilidade de contesta\u00e7\u00e3o, o seu credor solicitar\u00e1 ao servi\u00e7o de cobran\u00e7a de d\u00edvidas que prossiga o processo logo que os 20 dias tenham passado.<\/p>\n\n\n\n

Se estiver inscrito no registo comercial, ser-lhe-\u00e1 emitido um aviso de fal\u00eancia. Em caso de n\u00e3o pagamento da d\u00edvida, o prosseguimento ser\u00e1 materializado pela rece\u00e7\u00e3o de um aviso de penhora. Este ser\u00e1 enviado pelo Servi\u00e7o de Cobran\u00e7a de D\u00edvidas. Este documento indica a data e a hora em que a penhora ser\u00e1 efectuada.<\/p>\n\n\n\n

Se n\u00e3o desejar ser representado, deve estar presente nesta altura. Dever\u00e1 indicar quais os bens que lhe pertencem, mesmo os que se encontram noutro local ou nas m\u00e3os de outras pessoas.<\/p>\n\n\n\n

Pode ainda pagar a sua d\u00edvida antes de a penhora produzir efeitos. Para evitar os custos de execu\u00e7\u00e3o da penhora, deve notificar o servi\u00e7o de cobran\u00e7a de d\u00edvidas em conformidade.<\/p>\n\n\n\n

Por \u00faltimo, \u00e9 de notar que, mesmo que a sua d\u00edvida seja paga, permanecer\u00e1 no registo do Servi\u00e7o de Cobran\u00e7a de D\u00edvidas durante mais 5 anos. Pode sempre solicitar um extrato deste registo ao seu cant\u00e3o.<\/p>\n\n\n\n

Por isso, \u00e9 bom que o seu registo seja analisado e limpo por profissionais competentes. Desta forma, n\u00e3o ser\u00e1 prejudicado nas suas actividades di\u00e1rias.<\/p>\n\n\n\n

Se pretender beneficiar de uma oferta de financiamento com as melhores condi\u00e7\u00f5es na Su\u00ed\u00e7a, pode enviar o seu pedido para Lica<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Une poursuite est entam\u00e9e \u00e0 votre encontre lorsque vous recevez de la part de l\u2019Office des poursuites un commandement de payer. Il vous sera transmis sans besoin pour l’office de justifier ni m\u00eame de v\u00e9rifier l\u2019existence ou la v\u00e9racit\u00e9 de la cr\u00e9ance dont vous \u00eates d\u00e9biteur. L\u2019Office des poursuites proc\u00e8de ainsi \u00e0 votre \u00e9gard, car […]<\/p>\n","protected":false},"author":8,"featured_media":27948,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-5667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-solvabilite"],"_yoast_wpseo_focuskw":"Pas payer une poursuite","_yoast_wpseo_title":"Ne pas payer une poursuite ! Que se passe-t-il ?","_yoast_wpseo_metadesc":"Ne pas payer une poursuite peut conduire \u00e0 de s\u00e9rieux probl\u00e8me. 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