Loan for B permit holders
B permit loan
Simple and fast
MONTHLY PAYMENT FROM CHF 0.00
Apply for your B permit loan online and benefit from financing specially designed for residents holding a Swiss residence permit. This way, you get the best conditions on the market!
Key benefits of the B permit loan in Switzerland
Lica makes it easy to obtain your loan in Switzerland through a clear, fast and flexible process. Our specialists support you at every stage to secure financing tailored to your situation and benefit from the best offers on the market.
Accessible B permit loan
Some banks refuse applications from B permit holders. With Lica, you can easily access a B permit loan approved and tailored to your situation.
Flexible and advantageous conditions
Choose freely the amount, duration and monthly payments. Your loan adapts to your needs, with no hidden fees or unnecessary constraints.
Trusted customer support
Your request is processed quickly and confidentially. Data is protected and you receive an answer in the shortest possible time.
Trusted customer support
Over 99% of our clients are satisfied. Lica is your trusted partner for your B permit loan in Switzerland.
Loan for foreign residents
Achieve your goals with a B permit loan as a foreign resident
Bring your projects to life with a simple, flexible and accessible B permit loan. This solution is designed for residents holding a Swiss B permit, who often face unjustified banking restrictions.
You remain free to choose the amount, term and monthly payments. Your loan fully adapts to your situation and budget. You benefit from attractive rates, total transparency and full control over your financing plan. With Lica, you stay in control of your finances!
Every step of your application is simple, fast and confidential. Our advisors support you personally, from the simulation to the receipt of funds, ensuring a smooth and stress-free experience. By choosing Lica, you opt for a modern, human and reliable service, specially designed for B permit holders in Switzerland.
A solution that makes your life easier
Your B permit loan in numbers
Your B permit loan in 3 steps
With Lica, your B permit loan in Switzerland becomes a reality with complete ease. Thanks to a clear and fast process, you benefit from personalised financing and reliable support at every stage.
I
Application made simple
Fill out our online form and upload your documents in just a few clicks. Your loan application is non-binding and allows you to quickly access a financing solution tailored to your situation in Switzerland.
II
The best solution for you
Our experts analyse offers from leading partner institutions to secure the most favourable conditions for you. Your loan is tailored to your needs, with competitive rates and transparent management from start to finish.
III
Receive your funds without delay
Once approved, your financing is transferred directly to your bank account. You benefit from a fast, flexible and secure B permit loan. Lica remains available at any time to advise you and adjust your repayment plan if needed.
Reviews that highlight our expertise
They chose Lica for their B permit loan
Those who trust us appreciate the simplicity of the process, the quality of our support, and the speed of our responses. B permit holders in Switzerland confirm Lica’s efficiency in securing financing tailored to their situation. Their experience proves that with Lica, obtaining a loan is easy, transparent, and hassle-free.
I recommend it to everyone.
You fought for over 4 months to get us this contract, you're really great.
You're the best
He has incredible patience, î explains things patiently and is always there to help you without a doubt.
Thanks to Xavier for the incredible work he does for me ✨
FAQ about the B permit loan in Switzerland
Do you have questions about the B permit loan and its conditions in Switzerland? This FAQ helps you gain a clear understanding and benefit from a transparent financing solution tailored to your status as a foreign resident.
What is a B permit loan?
It is a consumer loan specifically available to individuals holding a Swiss B residence permit. This financing allows you to achieve your goals, whether it’s a major purchase, an unexpected expense, or a temporary need for cash. Flexible and fast, the B permit loan offers the same benefits as a standard personal loan while taking your foreign resident status into account.
Who can apply for a B permit loan in Switzerland?
Anyone holding a Swiss B residence permit and earning a regular income can apply for a loan in Switzerland. Lica simplifies the process by preparing a complete file for you and comparing the best offers on the market. Even if your situation has specific aspects related to your permit, our advisors actively work to find a financing solution tailored to your profile.
What amounts can I borrow with a B permit loan?
In Switzerland, you can borrow between CHF 3'000.- and CHF 400'000.-, depending on your situation and income. With Lica, you freely choose the amount that best matches your needs and repayment capacity. Whether you want to finance a small project or a larger investment, you benefit from flexible financing and advantageous conditions specially designed for B permit holders.
What is the interest rate for a B permit loan?
The interest rate applied to a B permit loan depends on your financial profile, the amount borrowed, and the partner bank that approves your application. At Lica, we negotiate the best available conditions on your behalf to reduce the overall cost of your loan. This ensures clear, fair, and transparent financing, even as a holder of a Swiss B residence permit.
How long does it take to receive my funds?
After signing the contract, your financing amount is transferred to your bank account once the legal period of 14 working days in Switzerland has passed. With Lica, the process is quick and hassle-free: online application in minutes, priority processing, and payment upon approval. You receive your money as soon as possible, with personalised support at every step.
Can I repay my loan early?
Yes. The Swiss Federal Consumer Credit Act (LCC) allows you to repay your loan, in full or in part, at any time and without additional fees. Doing so reduces the amount of remaining interest and helps you save money. This flexibility makes early repayment a simple and advantageous option for managing your financing freely.
Do I have to pay fees for a loan application?
No. At Lica, your financing application is completely free and has no hidden fees. We prioritise transparency at every stage, and our remuneration comes exclusively from our banking partners. This way, you benefit from professional, clear and cost-free support for a simple and advantageous financing solution.
What documents are needed for a B permit loan application?
To apply for a B permit loan, only a few documents are required. Usually, you’ll need a copy of your B residence permit, your ID, your last three payslips, and proof of address. Some banks may request additional documents. In such cases, Lica assists you in quickly compiling a complete file. Every step is guided to make your application simple, clear, and fast.
Can I deduct the interest from my B permit loan on my taxes?
Yes. In Switzerland, the interest paid on a loan is tax-deductible. You can subtract it from your taxable income, which directly reduces your annual tax burden. This allows you to finance your projects while optimising your taxes. With Lica, you benefit from advantageous financing that complies with Swiss tax regulations.
With a trusted advisor for your B permit loan
Working with Lica means receiving human, expert, and fully confidential support. That’s why we assign you a dedicated advisor from the very beginning. You benefit from personalised guidance, quick handling, and clear follow-up at every stage. From the first contact to contract signing, we remain discreet and efficient. In short, you enjoy tailor-made support from start to finish.
Manuel Ognissanti
“My goal is to simplify your journey! I support you at every step with transparent and independent advice. This way, you move forward with peace of mind, confident you’ve made the right choice.”