- Real estate loan
The price of a bathroom renovation in Switzerland can range from 15,000 to 70,000 CHF according to Homegate. This figure depends heavily on the scope of the work. For ...
- Renovation loan
Replacing the heating in a villa using oil or gas with a heat pump represents a significant investment. However, its price in Switzerland must be adjusted after deducting subsidies, ...
- Car loan
Buying a used camper van in Switzerland requires checking more than just its appearance. That’s why this guide helps you first of all to choose the vehicle, check its condition and ...
- Renovation loan
The price of solar panels has dropped in 2025. Yet, a complete installation of 10 kW still represents a considerable budget. An illustrative example: more than 20,000 CHF for...
- Personal loan
An electric bike often costs several thousand francs. This guide compares the financing options for electric bikes in Switzerland, from cash payment to installments personal loan, including subsidies and taxation ...
- Medical loan
In Switzerland, a cosmetic surgery procedure generally ranges between 3,000 and 16,000 francs, to which consultations, preoperative assessments, and follow-up care are added. An acid injection ...
- Personal loan
Most employees can still take out a loan in Switzerland, provided they meet four specific criteria. The amount available ranges from 3,000 to 400,000 francs ...
- Renovation loan
The Buildings Program can reduce the cost of an energy renovation. Its aid generally covers part of the project. However, payment is made after the work is completed and the file is reviewed...
- Personal loan
A wedding in Switzerland often represents a couple's largest expense before buying a home. Between the venue, the caterer, the outfits, and the photographer, the bill exceeds ...
- Debt consolidation loan
After the summer vacation, many Swiss households look to reduce their monthly payments so they can start the new school year with greater peace of mind. Summer expenses, often paid in installments, come due at the same time...
- Monthly instalment insurance
Credit insurance is sometimes included with a personal loan in switzerland loan. It is designed to ensure repayment if a serious event reduces the borrower’s ability to pay. It primarily covers three risks ...
- Real estate loan
Getting a loan to buy property in Portugal from Switzerland has never been easier. However, tax rules will change significantly in 2026. Prices, meanwhile, continue to climb. ...
- Solvency
An unpaid debt refers to a loan installment that has not been paid by the due date. In Switzerland, this situation must be taken seriously from the first default.
- Lease buyout
The residual value is a central concept in Swiss leasing and automotive financing. It directly influences monthly payments, total cost, and end-of-contract decisions...
- Loan for retirees
In Switzerland, personal loans for retirees remain accessible, but under certain conditions. The analysis depends on the type of pension, age, income, and repayment capacity.
- Personal loan
Consequences of a denied loan: this question worries many applicants in Switzerland. After a rejection, financing is not granted and the project may be delayed. However, a rejection...
- Travel loan
In May, financing one's vacation becomes a concrete issue for many Swiss households. Summer holidays are approaching, bookings are being finalized, and prices can increase with...
- Real estate loan
A loan to buy in Italy is increasingly attracting Swiss residents. A house in Tuscany, an apartment in Liguria, a retirement pied-à-terre, or a family getaway: Italy offers...
- Regulations
The deduction of interest has changed status in Switzerland after the vote on September 28, 2025. The principle is now clear: the deduction of private passive interest must disappear...
- Debt consolidation loan
Credit consolidation in Switzerland involves combining multiple debts into a single loan. The goal is simple: you'll only have one monthly payment to make, and it's often lower. This solution...
- Motorcycle loan
As soon as the first nice days arrive, the desire to hit the road quickly returns. For many motorcyclists, buying a two-wheeler is both a project for mobility and pleasure.
- Credit card
Free credit card with the Certo! One Mastercard® by Lica…
You're looking for a free credit card in Switzerland, but you also want to understand the possible costs. This is a good approach. In practice, “free” mostly means no annual fee, under ...
- Solvency
Checking your creditworthiness before applying for credit means taking back control of your file! In Switzerland, this credit check not only influences acceptance, but also the terms and conditions of a loan ...
- Moving loan
Financing a move to Switzerland requires more than just a moving estimate. Expenses often fall at the same time. You pay the deposit, sometimes double rent, then the cleaning ...
- Personal loan
Personal loans for the self-employed exist in Switzerland, but obtaining one often depends on timing. In theory, a self-employed person can apply. In practice, a personal loan ...
- Car loan
Financing a car is an important financial decision. In Switzerland, there are several solutions: cash purchase, car loan, leasing, car pooling, car rental or car subscription. However, when it comes to ...
- Lica
In Switzerland, applying for a personal loan often comes down to the quality of your file. A credit broker can help you structure the process. He acts as an intermediary ...
- Renovation loan
Renovating a kitchen, insulating a home, redoing a bathroom or modernizing a heating system... In Switzerland, a credit for work can become a valuable solution when the budget ...
- Income protection
Income security concerns all households in Switzerland. Even with a stable job, a salary can drop quickly. Illness, accident, unemployment or incapacity to ...
- Regulations
Registration with the ZEK often worries people applying for a personal loan in Switzerland. However, it is not always a bad sign. In many cases, it simply reflects...
- Personal loan
Applying for a personal loan is a process many people undertake, often encountering unexpected difficulties. In Switzerland, the granting of a loan is regulated by …
- Medical loan
Receiving a high quote from the dentist can quickly become stressful. In Switzerland, the out-of-pocket costs are often very significant. That's why financing your dental care becomes a...
- Lease buyout
Entering into a leasing contract allows you to use a vehicle without having to pay for it all at once. The contract specifies that the vehicle is …
- Debt consolidation loan
Whether it’s to buy a new car, pay for your studies, buy new furniture or cover any other expense, loans can pile up quickly. They often come with interest rates …
- Monthly instalment insurance
When you take out a loan, it's important to be able to repay it despite all the ups and downs of life. The borrower may be subject to a case of ...
- Personal loan
The cost of living in Switzerland has always been relatively high. As an immigrant, it can be difficult to establish yourself financially in the country. That's why foreigners ...
- Personal loan
Getting a personal loan from a bank or other lending institution is all very well. But taking advantage of a very attractive interest rate is even better! You'll be amazed ...
- Personal loan
Requests for bank loans have exploded in recent years. More and more customers are looking to finance their projects or regularize their financial situation by opting for ...
- Personal loan
Are you wondering about the tax advantages of declaring your personal loan in Switzerland? Let's take a closer look at the tax aspects involved. This guide will shed some light ...
- Debt consolidation loan
In the current economic climate, optimizing your personal finances has become crucial. Many people face a common challenge: how to effectively manage several loans at the same time ...
- Personal loan
In the dynamic world of finance, personal loans play a crucial role, both for consumers and professionals. With the advent of financial technologies, or FinTech, ...
- Real estate loan
Buying a property abroad with a personal loan is an attractive prospect for many investors and private individuals. Whether you're looking for a second home by the sea or a ...
- Solvency
When you lend money to someone, or borrow from a friend or family member, in particular, you need to clearly define and have recognized the conditions of this ...
- Debt consolidation loan
Navigating the financial world can be confusing, especially when you have to manage several loans at once. Personal loans, consumer credit and other debts can ...
- Lica
In Switzerland's complex personal loan landscape, finding the offer that perfectly suits your needs can seem a daunting task. Fortunately, Lica is here to help! ...
- Solvency
Would you like to help someone close to you by lending them money? Find out more about the risks involved, and what you can do to protect yourself. We ...
- Personal loan
Are you looking to optimize your budget to obtain a large consumer credit? You've come to the right place! First of all, why is it important to optimize your budget to obtain a ...
- Self-employed loan
The dream of becoming your own boss is shared by many people. However, the reality is that it can be difficult to find the necessary funds to start a ...
- Real estate loan
Opportunities to buy property abroad are attracting more and more people who want to invest in a low-cost property. There are many reasons for this: to diversify your real estate portfolio, ...
- Cross-border worker loan
A personal loan is an option for Swiss cross-border commuters looking to borrow money to finance various projects, such as buying a car, renovating, or ...
- Personal loan
Taking out a personal loan can be a great way to get the funds you need for your projects fast! In this article, we'll look at the advantages of ...
- Regulations
Introduction to the Consumer Credit Act The Consumer Credit Act is a key element in Switzerland's financial landscape. It aims to ...
- Debt consolidation loan
Would you like to take control of your financial future and make savings for the New Year? Why not buy back your personal loan? It's a task that can ...
- Self-employed loan
Growing your business is a key objective on the minds of every entrepreneur reading this article. Whether it's having the cash to seize an opportunity or ...
- Real estate loan
When the words "real estate" or "real estate investment" are mentioned, the most common reactions are "it's too expensive", "I can't afford to buy" or "it's ...
- Lica
When you want to obtain a personal loan with good conditions, you need to submit your application to several banks. What's more, your credit application must demonstrate ...
- Income protection
Unemployment is something that can happen to anyone at any time in their working life. In fact, no one can control ...
- Regulations
Would you like to know how consumer credit works? Then this article is sure to provide you with all the answers you need. Taking out a personal loan is a major commitment ...
- Solvency
What could be more frustrating than not being able to obtain credit because of debt enforcement records? The Federal Law on Consumer Credit (CCA) ...
- Personal loan
Today, the credit card is one of the world's most widely used payment instruments. Not only does this card make it possible to avoid ...
- Loan with cashback
Urgent expenses, major purchases, debt consolidation, etc., applying for a personal loan can be a great help for the unexpected. If you're looking for a loan ...
- Self-employed loan
A business loan is an excellent way of obtaining the funds you need to develop your business. It can help you cover expenses, buy equipment, ...
- Self-employed loan
Whatever your professional project - starting up a new business or expanding your existing business - finding the necessary financing is an important, even crucial, step. Without a source of financing ...
- Personal loan
Do you need a personal loan to finance a project? Would you like to improve your chances of obtaining a loan from a lending institution? Then you need to start the right ...
- Lica
Are you looking for liquidity to bring a project to fruition? Or perhaps you urgently need funds to resolve a financial situation? Like many people, you're looking for ...
- Self-employed loan
Are you self-employed and need to finance a project? When it comes to financing solutions, there are two ways to obtain credit as a self-employed person! ...
- Regulations
In January 2024, Swiss consumers will be faced with a new financial reality: an increase in the maximum interest rate for personal loans. This significant change in the credit landscape ...
- Car loan
Do you dream of driving around in a beautiful new car? But like many people, your budget doesn't allow you to buy a vehicle without financing. In fact, ...
- Loan for retirees
Are you an AVS or AVI pensioner? AVS and AI are the two providers of the first pillar. The Old-Age and Survivors' Insurance (OASI) pays pensions to retired people and pensions to ...
- Personal loan
When we're a couple, it's quite common to take out a loan to finance certain projects. Whether it's to buy a car, furniture or finance any other ...
- Lica
The protection of personal data has become a major concern in the digital age. In Switzerland, companies are increasingly aware of the importance of protecting their employees' data, and ...
- Personal loan
Switzerland, often regarded as a bastion of economic stability in Europe, seems to be in a better position than its eurozone neighbors when it comes to ...
- Solvency
The ZEK (Central Office for Credit Information) is the Swiss central office for credit information. It is linked to the credit activities of natural and legal persons. It maintains ...
- Personal loan
Putting together a solid file is one of the criteria for obtaining a personal loan! Financial institutions will ask you to justify your situation before granting you a ...
- Personal loan
Your application is complete, yet the bank refuses to grant you a loan? This situation is usually a source of great frustration. To amplify your frustration, financial institutions ...
- Regulations
The increase in the maximum interest rate for personal loans in Switzerland is now effective. According to a press release from the Swiss Federal Administration, the maximum rate will now be ...
- Personal loan
Today, credit plays an important role in almost every household in Switzerland. One out of every two people uses a personal loan to finance their projects or ...
- Real estate loan
Buying a property abroad is entirely possible, provided you can find the financing. It's also essential to know a few tricks of the trade to ensure your peace of mind ...
- Regulations
Interest rates in Switzerland have been rising for several months. Many factors are behind this rise, from central bank policies to the global economy. As a result, it is ...
- Self-employed loan
Need a springboard to launch your business? Discover business credit that will make it easier for you to get your foot in the door. Business credit for SMEs is one of the best options ...
- Debt consolidation loan
Today, credit plays an important role in almost every household in Switzerland. In fact, both private individuals and entrepreneurs opt to take out credit because ...
- Personal loan
Have you ever heard of a tax deduction for personal loans? But what is the reality, and how are personal loans taxed in Switzerland? Here's a quick ...
- Lica
Summer is a time when the vast majority of people enjoy a well-deserved vacation! However, it's also a quieter time to concentrate and get on with ...
- Real estate loan
Like many people, you'd like to make a property purchase without equity, wouldn't you? But until now, this has seemed an impossible task. Yet you're convinced that becoming a ...
- Solvency
How to reduce expenses and optimize your budget? The global economy is experiencing a significant slowdown in the first half of 2020. The health crisis is the main cause. Undoubtedly, ...
- Solvency
Applying for credit is sometimes seen as a miracle solution to a difficult life situation. That said, financial organizations such as banks have every right to ...
- Lica
Your financial needs, whether you're employed or self-employed, can arise without warning. You may have sufficient funds saved up, but there are times when you ...
- Personal loan
It's a question that generally arises for any credit applicant. The right answer to this question, however, needs to be approached from different angles. Lica explains in detail...
- Solvency
When you don't manage to pay a bill, despite several reminders from the creditor, the latter takes legal action against you. In this article, we'll look at the ...
- Renovation loan
As a homeowner, you know that small and large jobs are always part of the equation. Admittedly, this represents a cost, but it's not the only ...
- Solvency
In 2021, more than 6 % of the Swiss population is in a situation of over-indebtedness. 80 % of them started accumulating debts before the age of 25 ...
- Loan with cashback
Applying for credit is often a difficult thing to do alone. Especially when you consider the diversity of banking establishments and the variety of fees ...
- Solvency
Proceedings are initiated against you when you receive a payment order from the debt enforcement office. It will be forwarded to you without the need for ...
- Solvency
Between fixed expenses, unforeseen events and purchases "to please yourself" or "to please others", it's not always easy to manage your finances ...
- Solvency
Being registered with the OP represents a major and serious constraint in daily life, and particularly in carrying out important administrative, financial and legal procedures. Writing off a paid claim can ...
