Credit with cashback
Credit with cashback request
MONTHLY PAYMENT FROM CHF 0.00
Submit your credit with cashback application 100% online and receive up to CHF 5'000.- extra on top of your financing, directly into your account! This way, you benefit from the most competitive loan offer in all of Switzerland.
The advantages of a credit with cashback in Switzerland
Choosing a credit with cashback in Switzerland with Lica means enjoying a simple, fast, and flexible financing solution. In addition to attractive conditions negotiated with our banking partners, you receive an exclusive cashback directly into your account.
Your credit with cashback with no delay
Your credit with cashback application is processed without delay, so you get a clear and prompt response.
A loan that gives you more
Choose the amount, the term and your monthly payments, and enjoy a unique cashback offer on the Swiss market.
Security and confidentiality
All your information is protected. Your credit with cashback application is 100% secure and confidential.
Customer satisfaction at 99%
With a satisfaction rate of 99%, our customers testify to the reliability and unique benefits of our solution.
Unlock more value!
Bring your projects to life with credit from cashback at Lica
The credit with cashback is a simple and flexible solution that allows you to quickly obtain the funds you need while receiving an exclusive financial bonus. This way, you can finance your needs and desires, big or small, with more money at your disposal.
Moreover, this type of financing gives you the freedom to choose the amount, the term and your monthly payments. You adjust each parameter to fit your budget and benefit from cashback that further boosts your purchasing power. This way, you anticipate your expenses while managing your finances in the most efficient way.
With Lica, every step of your application is simple, fast and fully confidential. You benefit from attractive conditions, immediate processing and, most importantly, a unique cashback offer in Switzerland. A modern financing solution and a trusted partner for your projects.
A solution that gives you more
Your credit with cashback in numbers
Your credit with cashback in 3 steps
With Lica, getting a credit with cashback in Switzerland is fast and transparent. Our clear process ensures not only tailored financing but also an exclusive financial bonus.
I
Complete your online application
Fill out our form in just a few minutes and upload your documents directly online. Your request is non-binding and gives you easy access to a smart financing solution.
II
Receive the best offer
We compare offers from leading Swiss banks to select the most attractive conditions for you. Alongside a loan tailored to your needs, you benefit from an exclusive cashback.
III
Receive your funds and cashback
Once approved, your financing is quickly transferred to your account. And with the cashback, you receive an extra amount to bring your projects to life with more freedom. Lica remains by your side to adjust your loan as needed.
Reviews that highlight our difference
They chose Lica for their credit with cashback
Those who place their trust in us value not only the speed of the process and the professionalism of our advisors, but also the unique advantage of cashback. Their experience confirms that with Lica, getting a loan also means having more money to make your projects happen.
I recommend it to everyone.
You fought for over 4 months to get us this contract, you're really great.
You're the best
He has incredible patience, î explains things patiently and is always there to help you without a doubt.
Thanks to Xavier for the incredible work he does for me ✨
The FAQ about the credit with cashback in Switzerland
Still unsure about applying for a credit with cashback? This FAQ covers the most common questions to guide you and help you benefit from a more advantageous financing solution.
What is a credit with cashback?
It is a personal loan that combines flexibility with a financial advantage. In addition to quickly funding your projects, you receive a cash bonus directly into your account. Whether it’s for an unexpected expense, a purchase or a personal project, you benefit from tailored financing – and more money thanks to the cashback.
Who can apply for a credit with cashback in Switzerland?
Any adult residing in Switzerland or a neighboring country can submit an application. However, a regular income is required. With Lica, you can easily put together your file and we compare the best offers for you. Even if your profile has some specificities, our experts will find the best solution so you can benefit from both the loan and the associated cashback.
What loan amounts can I apply for in Switzerland?
In Switzerland, you can borrow between CHF 3'000.- and CHF 400'000.-. With Lica, you choose the ideal amount based on your needs and your budget. Whether it’s a small project or a larger financing, you get an advantageous offer. Plus, you receive cashback that further boosts your purchasing power.
What is the interest rate for a credit with cashback?
The rate depends on your profile and the bank that agrees to finance you. Lica negotiates preferential and transparent conditions on your behalf. This way, you reduce the overall cost of your loan and also benefit from an exclusive cashback. A double saving that makes your credit even more attractive.
How long does it take to receive the funds?
Once the contract is signed, the funds are transferred to your bank account after the legal period of 14 working days in Switzerland. With Lica, the process is simple and fast: online application in 2 minutes, immediate processing and guaranteed cashback once the loan is approved. You access your money faster, with a financial bonus on top.
Can I repay my loan early?
Yes, the Federal Consumer Credit Act (LCC) allows you to repay your loan, in full or in part, at any time and at no extra cost. This reduces your remaining interest and saves you money. The cashback you receive is retained, making early repayment an even more attractive option.
Are there any processing fees to pay?
No. At Lica, your credit with cashback application is free of charge, with no hidden fees. We work with complete transparency and our remuneration comes solely from partner banks. This means you benefit from professional support and a cashback bonus at no additional cost.
What are the conditions to benefit from cashback?
To obtain a credit with cashback, you must fully complete the online “With Cashback” form without any advisor’s intervention. This includes correctly entering all information and uploading your documents (ID, proof of residence and the last three payslips). Any external assistance in completing the application results in the loss of the right to cashback. The bonus is paid directly into your account within 30 days following the effective disbursement of the loan.
Can I deduct the interest on my tax return?
Yes. In Switzerland, loan interest is tax deductible. You can deduct it from your taxable income, thereby reducing your annual tax burden. With our solution, you finance your projects, enjoy an additional bonus and also optimize your taxes.
With a trusted advisor for your credit with cashback
Working with Lica means receiving human, expert, and fully confidential support. That’s why we assign you a dedicated advisor from the very beginning. You benefit from personalised guidance, quick handling, and clear follow-up at every stage. From the first contact to contract signing, we remain discreet and efficient. In short, you enjoy tailor-made support from start to finish.
Manuel Ognissanti
“My goal is to simplify your journey! I support you at every step with transparent and independent advice. This way, you move forward with peace of mind, confident you’ve made the right choice.”