Two-wheeler financing
Motorcycle loan easy in a few clicks
MONTHLY PAYMENT FROM CHF 0.00
Make your two-wheel project a reality with a motorcycle loan! Whether you’re considering a new or used bike, or looking for better terms than leasing, Lica supports you with an advantageous loan.
The benefits of your motorcycle loan with Lica
Choosing a motorcycle loan in Switzerland with Lica means riding with peace of mind. You benefit from simple and fast financing, perfectly tailored to the purchase of your bike. Thanks to our expertise, we negotiate for you some of the most advantageous conditions on the market. In addition, our strong banking network gives us access to the best available offers. And finally, everything is carried out in a clear, reliable, and completely transparent way.
You are the owner
With a motorcycle loan, you own your two-wheeler! Unlike leasing, you remain totally free and are not subject to any contractual constraints.
A flexible motorcycle loan
Customize your financing by choosing the amount, term, and monthly payments based on your needs and financial capacity.
Sell your motorcycle with full freedom
Unlike leasing, you are completely free to resell your motorcycle whenever you want and at the price you choose, without penalties.
Enjoy without restrictions
Mileage, maintenance or customisations: with a motorcycle loan you use your two-wheeler exactly as you wish, without any restriction.
Ride without limits!
Bring your two-wheel project to life with a motorcycle loan from Lica
A motorcycle loan is a simple, flexible and advantageous solution to finance the purchase of your bike. Whether you are aiming for a new or used motorcycle, the funds are quickly disbursed. This way, you can realise your project without delay. Unlike leasing, you immediately become the owner of your motorcycle and enjoy complete freedom of use.
With this type of financing you keep full control of your budget. You decide the amount, the term and the level of your monthly payments. This flexibility allows you to adapt the loan perfectly to your situation.
At Lica, every step of the application is simplified. The process remains clear, fast and completely confidential. You also receive a response in record time, avoiding any wasted time. Finally, you benefit from the expertise of a trusted player in Switzerland. Lica is the specialist in motorcycle loans.
Finance your two-wheeler
The Lica motorcycle loan in a few figures
Your motorcycle loan made easy in 3 steps
With Lica, applying for a motorcycle loan in Switzerland is simple and fast. Thanks to a clear and efficient process, you easily obtain financing for your motorcycle, perfectly tailored to your needs.
I
Submit your online application
Fill out our online form in just a few minutes. The process is simple, with no obligation and fully confidential, allowing you to move forward with peace of mind in your motorcycle purchase project.
II
Benefit from the best motorcycle loan
We analyse the offers from the main banks in Switzerland to select the most advantageous conditions. This way, you enjoy a motorcycle loan perfectly tailored to your budget and your needs.
III
Make the purchase of your motorcycle a reality
As soon as your loan is approved, the money is available in your account. You can pay for your motorcycle directly, negotiate to your advantage and enjoy the pleasure of riding your bike without delay.
Your satisfaction is our greatest success
They trust us for their motorcycle loan
Those who chose Lica to finance their motorcycle regularly share their experience. The trust of our clients is our best reference. Each testimonial reflects the simplicity of the process, the speed of handling and the quality of our personalised support.
I recommend it to everyone.
You fought for over 4 months to get us this contract, you're really great.
You're the best
He has incredible patience, î explains things patiently and is always there to help you without a doubt.
Thanks to Xavier for the incredible work he does for me ✨
The FAQ about the motorcycle loan in Switzerland
Still hesitating to apply for your loan? This FAQ brings together the most frequently asked questions from our clients to help you better understand the advantages of financing a motorcycle with Lica.
What is a motorcycle loan?
Taking out a motorcycle loan in Switzerland means accessing financing designed for the purchase of a new or used bike. With this loan, you quickly obtain the capital you need to make your project a reality without delay. Unlike leasing, you immediately become the owner of your motorcycle. This gives you full freedom to use it as you wish: ride without limits, adapt maintenance to your needs or even resell your bike. In other words, you keep total control over your vehicle. In addition, with Lica you benefit from a personalised financing solution that is simple, advantageous and perfectly tailored to your situation in Switzerland.
Who can get a loan for their two-wheeler in Switzerland?
In Switzerland, any adult residing in the country or in a border region can apply for a motorcycle loan. To be eligible, a stable and regular income is generally required. At Lica, we guide you through the preparation of your application to maximise your chances of approval. We analyse and compare the conditions offered by several financial institutions to present you with the most attractive option. Even if your profile is out of the ordinary, our advisors are committed to finding a tailor-made solution to help you achieve your motorcycle purchase project.
What amounts can be financed with a motorcycle loan?
In Switzerland, a motorcycle loan offers the possibility to obtain financing between CHF 3'000.- and CHF 400'000.-, depending on your financial profile and the type of bike you wish to purchase. With Lica, you freely determine the amount that matches your project and your repayment capacity. Whether it’s an entry-level motorcycle or a premium model, we compare the proposals from leading banking partners for you. This way, you benefit from a personalised financing solution with balanced monthly payments tailored to your budget.
What is the interest rate for a motorcycle loan?
The rate applied to a loan depends on your personal situation and the criteria set by the lending institution. By working with Lica, you benefit from privileged access to negotiated conditions with our financial partners. This helps you reduce the total cost of your financing and enjoy lighter monthly payments. By comparing several offers, we increase your chances of obtaining the most advantageous rate on the market. In addition, we ensure that your solution remains perfectly tailored to your goals.
How quickly can I get a motorcycle loan?
As soon as your application is approved and the contract is signed, the funds are transferred directly to your bank account. In Switzerland, the law requires a mandatory 14-business-day withdrawal period. With Lica, the entire process is streamlined to save you time. The application is completed online in just a few minutes, after which we handle all formalities with our partner banks. This way, you receive your financing quickly and can purchase your motorcycle without delay.
Is it possible to repay a motorcycle loan early?
Absolutely. In Switzerland, the Federal Law on Consumer Credit (LCC) allows borrowers to pay off their loan at any time, in full or in part, at no additional cost. This allows you to shorten the repayment period and directly reduce the interest still due. This means you retain considerable freedom in managing your personal finances, while benefiting from substantial savings on the total cost of your motorcycle loan.
Are there processing fees to obtain my loan?
At Lica, the loan application is 100% free. You will never be charged any administrative fees or hidden costs. Our compensation comes solely from the partner banks we work with. As a result, you benefit from complete transparency from start to finish. In addition, you enjoy professional support without bearing any extra charges. This way, you can realise your motorcycle purchase project with total peace of mind.
What documents are required for a motorcycle loan?
To apply for a motorcycle loan, you generally only need to provide a few supporting documents: a valid copy of your ID, your last three payslips, and proof of residence. In some specific cases, the lending institution may request additional information. With Lica, you are guided throughout the process to easily gather the required documents. This ensures your application remains clear, complete, and processed as quickly as possible.
Are the interest payments on a motorcycle loan tax-deductible?
In Switzerland, the interest on a loan can be deducted from your taxable income. This tax deduction helps reduce your annual tax burden and makes financing even more advantageous. You therefore benefit not only from a flexible solution to acquire your motorcycle, but also from a genuine advantage in terms of tax optimisation. With Lica, you enjoy this benefit with complete peace of mind while financing your project with total freedom.
With a trusted partner for your motorcycle loan
Working with Lica means receiving human, expert, and fully confidential support. That’s why we assign you a dedicated advisor from the very beginning. You benefit from personalised guidance, quick handling, and clear follow-up at every stage. From the first contact to contract signing, we remain discreet and efficient. In short, you enjoy tailor-made support from start to finish.
Manuel Ognissanti
“My goal is to simplify your journey! I support you at every step with transparent and independent advice. This way, you move forward with peace of mind, confident you’ve made the right choice.”