A credit application is often difficult to do alone. Especially when you consider the diversity of banking establishments and the variety of fees they charge. What's more, these fees are not always the same from one bank to the next.
The best solution is to use a specialist credit broker. Here again, however, many individuals fear that the offers they receive will not be those that really correspond to their needs, but rather to the broker's financial interests.
It's not uncommon for credit brokers to favor the offers that earn them the most commission. To put an end to this problem once and for all, Lica has decided to share its commissions. And it's all done transparently, thanks to a revolutionary process.
What is commission sharing?
Commission sharing means that a credit brokerage company offers its customers part of its commission. These commissions are earned from the contracts concluded between the credit institution or insurer and the customers in question.
The commission is the brokerage company's remuneration for its mediation and intervention. It is usually paid by the partner credit institution, without changing the price for the end customer.
By sharing a fraction of his commission in this way, the credit broker shows his good faith to his customers. By sharing a fraction of his commission in this way, the credit broker shows his good faith to his customers, proving to them that the contract offered to them meets their expectations. And that it's not just a matter of commission.
In this way, customers can also count on being reimbursed for part of the cost of taking out a loan.
What are the benefits of commission sharing?
Above all, commission sharing enables specialist credit brokers to make the use of their services more attractive. But also more transparent and more advantageous. It's also an opportunity for customers to save money in the loan process.
In fact, brokers' commission sharing can amount to as much as half their remuneration. This is a considerable sum, which can only be reflected in the final cost of the loan or insurance. What's more, using a broker also means finding the cheapest and most suitable financing or insurance for each customer.
A credit professional also increases borrowers' chances of finding an institution that will accept their applications on favourable terms!
Commission sharing also becomes an additional argument for using the services of this specialist. This is because it generates additional income for the borrower. This money will be added to the final amount of the loan. The commission will be paid at the end of the procedure, just after the borrowed sum is available in the borrower's bank account.
In conclusion...
With Lica, you benefit from a no-obligation offer at very attractive conditions, plus a cashback of up to CHF 5'000.-. You're guaranteed neutral advice and the best conditions in Switzerland. Apply discreetly for new financing or to buy existing financing. You'll save money and benefit from great conditions!