Unemployment is a situation that can happen to anyone at any time in their working life. In fact, no one the circumstances in which he may lose his job or being unable to earn enough to feed your family. Our supplementary unemployment insurance is designed to protect you in the event of job loss. It allows you to keep your financial situation afloat whatever happens! We explain everything in this new article!
Risks covered by supplementary unemployment insurance
When you become unemployed, your income drops by 20 to 30%. This makes it difficult for you to meet your family obligations. In particular, to pay for the day-to-day running of your household. These difficulties can become even more serious if you have dependent children. Or if your spouse is unemployed!
So it's essential to guarantee that whatever happens in your job, you'll continue to earn enough money to support your family. This is where supplementary unemployment insurance can make all the difference to your situation. It covers the risk of loss of salary, up to the amount you might miss out on in the event of actual unemployment.
✌ What protection is there with complementary unemployment insurance?
With supplementary unemployment insurance, you benefit from extensive coverage in a variety of situations. Here are the benefits covered by our solution:
- Offsetting your unemployment benefits
- Salary continuation in the event of illness
- Wage supplement in the event of accident
Whatever the situation, you're guaranteed 100% of your salary no matter what! For a premium starting at CHF 32.50 per month, you get peace of mind with the security to face any situation.
How supplementary unemployment insurance works
You should know that the Swiss unemployment insurance system will only pay you 70% of your salary in the event of unemployment. And 80% if you have dependent children. It will then be based on your average salary over the last 6 months. Supplementary unemployment insurance will then cover the loss of earnings resulting from this drop in your income.
Needless to say, the amount of coverage provided will depend on the amount you wish to insure against unemployment, but the benefit can be as much as $1,200 per month. This insurance is all the more attractive as’it's easy to subscribe directly online. The commitment period is also intended to be free. This gives you the right to cancel your contract at any time. However, you must be able to prove continuous employment during the 12 months preceding your application. You must also work a minimum of 30 hours per week.
Why take out supplementary unemployment insurance today?
Job loss can never be prevented, so it's best to act before it happens. Taking out supplementary unemployment insurance is above all a question of foresight and sound financial sense. This coverage protects you against the unexpected, while preserving your standard of living and that of your family.
With Lica, you benefit from comprehensive support, an online 100% procedure and, above all, transparent service:
✅ no complex administrative procedures
✅ a clear premium with no surprises
✅ a flexible offer, adapted to your professional situation
Our aim is simple: to give you peace of mind, even when the going gets tough.
Supplementary unemployment insurance is an accessible and essential solution for securing your income in the event of job loss, illness or accident. Thanks to Lica, you can subscribe quickly, without obligation, and at a competitive rate from CHF 23.85 per month.
👉 Don't leave your financial future to chance.
Protect yourself now by applying online and receive your personalized quotation in less than two minutes.