Whatever your business project - starting up a new company or expanding your existing business - finding the necessary financing is an important, even crucial, step. Without an adequate source of bank finance, financing the creation or development of a business is no easy task. To finance your project or your business, there are various borrowing solutions available from banks or private lenders. The easiest way to finance your business project would be to use your own funds. However, most entrepreneurs prefer to use financing solutions to bring their project to fruition. In this new article, we take a closer look at the crowdfunding business loan solution and how you can make the most of it. Lica can help you find the most appropriate solution for your project. Enjoy your reading!
What is a crowdfunding business loan?
Also known as participatory financing, crowdfunding is an alternative form of financing in which companies in need of funding can apply for credit from a community of investors. Investors can be individuals or companies wishing to invest in a local business. This type of financing enables you to obtain the funding you need for your project quickly.
Thanks to this investment, lenders receive interest in return, more or less attractive depending on the degree of risk, but also on the duration of the project to be financed. For your business project, a crowdfunded business loan is a flexible and highly profitable solution for rapidly financing your project, compared with a conventional loan. traditional loan application.
Crowdfunding: why choose this type of business loan?
If you need SME credit to finance your business project, crowdfunding is a highly advantageous financing solution. The application is made entirely online, so the loan is analyzed and granted very quickly. By opting for a business loan like crowdfunding, you're choosing a much less bureaucratic solution than a traditional credit application. Crowdfunding business loans is also a particularly transparent process, with no hidden fees.
So if you need credit for finance a new project Whether you're looking to expand your business, refinance existing loans or optimize your company's liquidity, crowdfunding is the business loan you need to boost your SME's development. Crowdfunding also allows you to avoid costs in the event of early repayment.
What can I finance with a crowdfunded business loan?
Crowdfunding business loans can be used to finance projects such as :
- Purchase of merchandise
- Financing of machinery and work tools
- Increase cash on current account
- A property purchase in the name of the company
- Purchase of one or more vehicles
- Etc.
The financing possibilities are therefore virtually unlimited, and a crowdfunding loan will certainly be able to meet your development needs.
Lica: your preferred partner for crowdfunding business loans 100 % online
SME credit up to CHF 5’000’000.-
Whatever the scope of your business project and your financing needs, you can get a business loan with a financing amount of up to CFH 5,000,000.
Whether you're looking for help setting up a new business, developing a new department or financing research and development, you can apply for your SME credit and obtain your financing with a repayment term of up to 120 months.
Apply for financing quickly and entirely online
At Lica, obtaining a business loan to finance your business project is entirely online. There's no need to go to our offices to apply for a bank loan - everything is done directly online. It only takes 2 minutes to complete your application.
A response in just 24 hours
We know you're anxious to get started on your project. That's why we make every effort to analyze your request as quickly as possible, so that we can give you an answer within 24 hours.
Highest acceptance rate in Switzerland
With a traditional banker, your business loan application may be turned down for any number of reasons. At Lica, we offer you a solution perfectly tailored to your needs. In Switzerland, we offer the highest acceptance rate. In other words, with Lica you maximize your chances of obtaining your business loan. As soon as your application is approved, you have free access to the funds within just a few days.
An administration fee of CHF 0.-
We're also aware that you're concerned about the organization of your project. You're investing your time and money to ensure its success. That's why, when you apply for a crowdfunding business loan from Lica, we don't charge any application fees. We also offer the best terms on the market, with low monthly payments.
Conclusion about your crowdfunding business loan
It's certainly the best way to finance your business project quickly, simply and at an ultra-competitive price. Lica offers you a wide range of financing solutions for your business. We give you the time you need to find the right solution.
Obtaining SME credit requires careful preparation of the application. Proper interpretation of the documents is vital to obtaining the lowest possible interest rate. Our experts will analyze and prepare your financing application favorably. This will considerably increase your chances of obtaining the financing you want.
Now that you're fully familiar with the crowdfunding solution, take the time to contact our specialists. They will provide you with neutral, confidential support.