Relocation loan
New beginning? Your relocation loan
MONTHLY PAYMENT FROM CHF 0.00
With the relocation loan, you can finance your setup, furniture purchases, or moving expenses with complete freedom. Enjoy a fast, flexible solution for a fresh start without hassle.
All about your relocation loan
Simplify your process with Lica’s relocation loan. As financing experts in Switzerland, we help you find the most advantageous offer based on your needs and budget. Speed, flexibility, and transparency – everything you need for a stress-free move.
Flexible financing
For greater comfort, freely adjust the amount, duration and monthly payments of your relocation loan according to your personal needs.
Fast and efficient processing
Your relocation loan request is handled without delay so you can finance your move as quickly as possible.
99% of our clients fully satisfied
Our clients’ trust reflects the quality and reliability of our financing solutions.
Confidential and fully secure
With Lica, your personal data is protected and every step remains completely confidential.
A new beginning awaits you!
Move with peace of mind thanks to your relocation loan from Lica
The relocation loan is a practical and flexible way to finance your move. It allows you to quickly obtain the funds needed to cover your expenses, buy new furniture, or modernise your home.
This financing gives you the freedom to choose the amount, duration, and monthly payments according to your abilities. You manage your budget at your own pace, maintaining full control of your spending. With Lica, you move forward into your new life without financial pressure.
Our team simplifies every step of your application. You benefit from a fast, confidential, and transparent process with attractive rates negotiated with our partners in Switzerland.
Expertise that simplifies your relocation
Your relocation loan in 3 figures
Relocation loan made easy in 3 steps
With Lica, your relocation loan becomes effortless. Our fast process helps you get the ideal loan for your move or new home setup with total ease and simplicity.
I
Submit your online application
Easily complete your relocation loan application through our secure platform. In just a few minutes, you specify your needs and receive an initial response with no obligation.
II
Get a personalised offer
Our experts compare offers from leading Swiss banks for you. This way, you access a highly advantageous loan solution perfectly tailored to your situation and your budget.
III
Finance your move
Once your relocation loan is approved, the funds are transferred directly to your bank account. You can then organise your move, buy furniture, or set up your new home without delay.
Experiences that make the difference
They talk about their relocation loan
Our clients are the first to share their satisfaction with our services. Thanks to Lica, they were able to finance their move easily and stress-free. Their feedback highlights the transparency, speed, and attentive support our advisors provide throughout the entire process.
I recommend it to everyone.
You fought for over 4 months to get us this contract, you're really great.
You're the best
He has incredible patience, î explains things patiently and is always there to help you without a doubt.
Thanks to Xavier for the incredible work he does for me ✨
FAQ about the relocation loan in Switzerland
Before using your relocation loan, take a moment to explore the answers to the most common questions from our clients.
What is a moving loan?
A relocation loan is a simple and flexible form of personal loan. It allows you to easily finance all expenses related to your move – transport, furniture, appliances, or home setup. You quickly receive the funds you need to move in without constraints. With Lica, you benefit from tailored financing adapted to your budget and needs.
Who can apply for a relocation loan in Switzerland?
Any adult residing in Switzerland or a neighbouring country can apply for a loan in Switzerland. A stable income is required to access financing. With Lica, you receive personalised support at every stage. We compare offers from several banks to secure the best conditions for you, even if your file isn’t perfect. Thanks to our expertise, you can carry out your move with complete peace of mind.
What amount can I apply for with a relocation loan?
With a relocation loan, you can borrow between CHF 3'000.- and CHF 400'000.- to finance your new beginning. Transport, furniture, home setup – choose freely the amount that suits your needs and budget. With Lica, you benefit from a tailored, fast, and advantageous solution. Our advisors guide you through every step to secure your application and obtain the best possible rate.
What interest rate applies to a relocation loan?
The rate applied to your financing depends on your financial situation, the amount requested, and the loan term. With Lica, you gain access to particularly advantageous conditions through partnerships with leading Swiss banks. We compare market rates on your behalf to secure the most attractive offer. This way, you enjoy flexible, affordable financing perfectly suited to your move.
How long does it take to receive my loan payment?
Once your relocation loan is approved and signed, the funds are transferred to your bank account within 14 working days, in accordance with Swiss law. With Lica, everything is designed for speed: a simple online form, instant feedback, and priority processing of your application. The result: you receive your money quickly and move without stress.
Can I repay my loan before the end of the term?
Yes. You can repay your relocation loan at any time, without fees or penalties, in accordance with the Swiss Consumer Credit Act (LCC). This freedom allows you to reduce the total cost of your financing and adjust your repayments to your budget. Thanks to this flexibility, you keep full control of your finances and move confidently toward your goals.
Do I have to pay any processing fees to get my loan?
No, you don’t have to pay any fees to obtain your relocation loan with Lica. The application is completely free and without obligation. Our team always works with full transparency: we are paid by our banking partners, never by our clients. This means you benefit from a complete service and personalised support at no extra cost, helping you move forward with confidence.
What documents are required for a relocation loan?
A relocation loan application requires only a few documents. You usually need to provide a copy of your ID, your last three payslips, and proof of address. If a bank requests additional information, the Lica team helps you gather it easily. We simplify every step to ensure your file is complete and processed as quickly as possible.
Are loan interest payments tax-deductible?
In Switzerland, the interest paid on a loan is tax-deductible. You can therefore subtract it from your taxable income, reducing your annual tax burden. This mechanism allows you to finance your move while optimising your taxes. Your relocation loan thus becomes both a practical and tax-efficient tool. With Lica, you enjoy this extra advantage with complete peace of mind.
With a trusted partner for your relocation loan
Working with Lica means receiving human, expert, and fully confidential support. That’s why we assign you a dedicated advisor from the very beginning. You benefit from personalised guidance, quick handling, and clear follow-up at every stage. From the first contact to contract signing, we remain discreet and efficient. In short, you enjoy tailor-made support from start to finish.
Manuel Ognissanti
“My goal is to simplify your journey! I support you at every step with transparent and independent advice. This way, you move forward with peace of mind, confident you’ve made the right choice.”