Travel loan
Ready to go? Travel loan
MONTHLY PAYMENT FROM CHF 0.00
Feeling like getting away? Get your travel loan in Switzerland and set off with peace of mind. With Lica, you can finance your holidays or trips easily through a fast, transparent, and tailor-made solution.
Your travel loan for a worry-free getaway !
Lica offers you a travel loan in Switzerland that is both flexible and accessible. With our market experience and trusted partners, we ensure fast financing, competitive terms, and a clear, transparent approach.
An immediate approval
Your travel loan application is handled quickly so you can start your trip without delay.
Flexible financing options
Enjoy full freedom to choose the amount, duration, and monthly payments of your holiday loan.
100% confidential and secure
With Lica, your information remains protected and your credit request is fully confidential.
99% of our satisfied customers
Our clients’ trust reflects the quality and reliability of our travel financing solutions.
Dare to travel far!
Make your travel dreams come true with your travel loan from Lica
A travel loan is a simple and flexible solution. It allows you to quickly obtain the funds you need for your holidays. This way, you can finance your travel plans, whether near or far.
In addition, this type of loan lets you choose the amount, term, and monthly payments freely. You can adjust every detail to your travel budget. Plan your trips with peace of mind and manage your finances better. With travel financing, set off without delay.
That’s why Lica simplifies every step of your application. We make the process simple, fast, and completely confidential. You benefit from the support of a reliable and trusted partner in Switzerland.
Expertise that opens new horizons
Your travel loan in a few figures
Travel loan
Your travel loan in 3 easy steps
At Lica, the travel loan in Switzerland stands out for its speed and simplicity. Our transparent process ensures tailor-made financing for your trips or holidays.
I
Submit your online application
Fill out your request directly online easily and without wasting time. This way, you avoid unnecessary formalities. Your application is non-binding, giving you complete freedom before you travel.
II
Receive the best offer
We instantly compare the solutions from our Swiss banking partners. This gives you access to the most competitive offers on the market. As a result, you benefit from a truly advantageous travel loan.
III
Make your travel project a reality
Once your application is approved, the funds are quickly transferred to your bank account. You can then plan your holidays with peace of mind. In addition, Lica remains by your side to adjust your loan to your future needs.
Reviews that confirm our expertise
They chose Lica for their travel loan
The best proof of our reliability comes from our clients. Those who trust us regularly share their satisfaction. They also appreciate the transparency of the process and the quality of our personalised support.
I recommend it to everyone.
You fought for over 4 months to get us this contract, you're really great.
You're the best
He has incredible patience, î explains things patiently and is always there to help you without a doubt.
Thanks to Xavier for the incredible work he does for me ✨
FAQ about the travel loan
Not sure yet about applying for a travel loan? This FAQ gathers the most common questions from our clients to help you make your decision.
What is a travel loan?
A travel loan is a simple and flexible personal loan. It gives you the freedom to instantly finance your holidays or trips abroad. You quickly receive the funds you need, no matter your destination. Whether it’s a short getaway, a long stay, or a family trip, this financing is ideal. With Lica, you benefit from a tailor-made loan perfectly suited to your budget and travel plans.
Who can apply for a travel loan in Switzerland?
Any adult can apply for a holiday loan, provided they reside in Switzerland or a neighbouring country. A stable income is also required to ensure repayment capacity. At Lica, we guide you through every step of preparing your application. Our goal is to maximise your chances of approval by comparing offers from leading Swiss banks. Even if your financial situation has specific features, our specialists always find the most suitable solution. This way, you can make your travel plans a reality with complete peace of mind.
How much can I finance with a travel loan?
In Switzerland, a travel loan allows you to obtain between CHF 3'000.- and CHF 400'000.- to make your travel plans a reality. With Lica, you choose the amount that best matches your projects and financial situation. This flexibility lets you plan your holidays without affecting your budget balance. Whether you’re preparing a city break or a long stay, we compare our partners’ offers to guarantee the best conditions. Our advisors support you every step of the way with clear, fast, and stress-free financing.
How is the rate of a travel loan calculated?
The rate of a travel loan depends on several factors: your income, your financial history, and the policy of the partner bank. At Lica, we work with multiple institutions to obtain the fairest rate for you. This thorough comparison allows you to significantly reduce the total cost of your loan. You thus benefit from a competitive holiday loan with controlled monthly payments and transparent conditions, letting you travel with peace of mind.
How long does it take to get a travel loan?
Once your application is approved and the contract signed, the loan amount is transferred to your bank account. The legal period in Switzerland is 14 days. At Lica, everything is designed to move faster: you submit your online application in just two minutes, and our advisors handle all remaining steps. You receive your funds quickly and can make your travel plans a reality with peace of mind.
Is it possible to repay a travel loan early?
Yes, Swiss law (LCC) allows any borrower to repay their travel loan at any time. Early repayment, whether partial or total, incurs no additional fees. This gives you full flexibility to adjust your budget to your priorities. By choosing to close your loan early, you reduce the total amount of interest due. This freedom lets you make significant savings while keeping full control of your finances.
Are there any fees for a travel loan?
No. Applying for a holiday loan with Lica involves no application or processing fees. The entire procedure is free and without obligation. We support you transparently, with no hidden charges or extra commissions. Our remuneration comes directly from the partner banks we work with. This way, you benefit from a reliable, professional, and transparent service. This clear policy lets you approach your travel project with confidence and peace of mind.
What documents are required to obtain a travel loan?
Applying for a travel loan only requires a few simple documents: a copy of your ID, your last three payslips, and proof of residence. Some institutions may request additional information depending on your profile. Lica assists you step by step in preparing a complete and compliant file. Our goal: to make the process easy and speed up your application so you receive your financing without complications.
Are loan interests tax-deductible?
Yes. In Switzerland, the law allows you to deduct the interest paid on a travel loan from your taxable income. This directly reduces your annual tax burden and makes your financing even more attractive. This system lets you achieve your travel goals while optimising your taxes. With Lica, you benefit from professional guidance to take full advantage of this tax benefit while keeping a clear view of your budget.
With a trusted advisor for your travel loan
Working with Lica means receiving human, expert, and fully confidential support. That’s why we assign you a dedicated advisor from the very beginning. You benefit from personalised guidance, quick handling, and clear follow-up at every stage. From the first contact to contract signing, we remain discreet and efficient. In short, you enjoy tailor-made support from start to finish.
Manuel Ognissanti
“My goal is to simplify your journey! I support you at every step with transparent and independent advice. This way, you move forward with peace of mind, confident you’ve made the right choice.”