News about credit in Switzerland

When you lend money to someone, or borrow from a friend or family member, in particular, you need to clearly define and have recognized the conditions of this ...

Would you like to help someone close to you by lending them money? Find out more about the risks involved, and what you can do to protect yourself. We ...

What could be more frustrating than not being able to obtain credit because of a lawsuit? The Federal Law on Consumer Credit (LCC) ...

The ZEK (Central Office for Credit Information) is the Swiss central office for credit information. It is linked to the credit activities of natural and legal persons. It maintains ...

How to reduce expenses and optimize your budget? The global economy is experiencing a significant slowdown in the first half of 2020. The health crisis is the main cause. Undoubtedly, ...

Applying for credit is sometimes seen as a miracle solution to a difficult life situation. That said, financial organizations such as banks have every right to ...

When you don't manage to pay a bill, despite several reminders from the creditor, the latter takes legal action against you. In this article, we'll look at the ...

In 2019, more than 6 % of the Swiss population is in a situation of over-indebtedness. 80 % of them started accumulating debts before the age of 25 ...

Proceedings are initiated against you when you receive a summons to pay from the debt collection office. It will be forwarded to you without the need for ...

Between fixed expenses, unforeseen events and purchases "to please yourself" or "to please others", it's not always easy to manage your finances ...

Being registered with the OP represents a major and serious constraint in daily life, and particularly in carrying out important administrative, financial and legal procedures. Writing off a paid claim can ...