- Personal loan
Applying for a personal loan is a process many people undertake, often encountering unexpected difficulties. In Switzerland, the granting of a loan is regulated by …
- Lease buy-out
Entering into a leasing contract allows you to use a vehicle without having to pay for it all at once. The contract specifies that the vehicle is …
- Debt consolidation loan
Whether it’s to buy a new car, pay for your studies, buy new furniture or cover any other expense, loans can pile up quickly. They often come with interest rates …
- Monthly instalment insurance
When you take out a loan, it's important to be able to repay it despite all the ups and downs of life. The borrower may be subject to a case of ...
- Personal loan
The cost of living in Switzerland has always been relatively high. As an immigrant, it can be difficult to establish yourself financially in the country. That's why foreigners ...
- Personal loan
Getting a personal loan from a bank or other lending institution is all very well. But taking advantage of a very attractive interest rate is even better! You'll be amazed ...
- Personal loan
Requests for bank loans have exploded in recent years. More and more customers are looking to finance their projects or regularize their financial situation by opting for ...
- Personal loan
Are you wondering about the tax advantages of declaring your private credit in Switzerland? Let's take a closer look at the tax aspects involved. This guide will shed some light ...
- Debt consolidation loan
In the current economic climate, optimizing your personal finances has become crucial. Many people face a common challenge: how to effectively manage several loans at the same time ...
- Personal loan
In the dynamic world of finance, private credit plays a crucial role, both for consumers and professionals. With the advent of financial technologies, or FinTech, ...
- Real estate loan
Buying a property abroad with a private loan is an attractive prospect for many investors and private individuals. Whether you're looking for a second home by the sea or a ...
- Solvency
When you lend money to someone, or borrow from a friend or family member, in particular, you need to clearly define and have recognized the conditions of this ...
- Debt consolidation loan
Navigating the financial world can be confusing, especially when you have to manage several loans at once. Personal loans, consumer credit and other debts can ...
- Lica
In Switzerland's complex private credit landscape, finding the offer that perfectly suits your needs can seem a daunting task. Fortunately, Lica is here to help! ...
- Solvency
Would you like to help someone close to you by lending them money? Find out more about the risks involved, and what you can do to protect yourself. We ...
- Personal loan
Are you looking to optimize your budget to obtain a large consumer credit? You've come to the right place! First of all, why is it important to optimize your budget to obtain a ...
- Independent Loan
The dream of becoming your own boss is shared by many people. However, the reality is that it can be difficult to find the necessary funds to start a ...
- Real estate loan
Opportunities to buy property abroad are attracting more and more people who want to invest in a low-cost property. There are many reasons for this: to diversify your real estate portfolio, ...
- Cross-border loan
Private credit is an option for Swiss cross-border commuters looking to borrow money to finance various projects, such as buying a car, renovating, or ...
- Personal loan
Taking out a private loan can be a great way to get the funds you need for your projects fast! In this article, we'll look at the advantages of ...
- Regulations
Introduction to the Consumer Credit Act The Consumer Credit Act is a key element in Switzerland's financial landscape. It aims to ...
- Debt consolidation loan
Would you like to take control of your financial future and make savings for the New Year? Why not buy back your private credit? It's a task that can ...
- Independent Loan
Growing your business is a key objective on the minds of every entrepreneur reading this article. Whether it's having the cash to seize an opportunity or ...
- Real estate loan
When the words "real estate" or "real estate investment" are mentioned, the most common reactions are "it's too expensive", "I can't afford to buy" or "it's ...
- Lica
When you want to obtain a private credit with good conditions, you need to submit your application to several banks. What's more, your credit application must demonstrate ...
- Unemployment insurance
Unemployment is something that can happen to anyone at any time in their working life. In fact, no one can control ...
- Regulations
Would you like to know how consumer credit works? Then this article is sure to provide you with all the answers you need. Taking out a private loan is a major commitment ...
- Solvency
What could be more frustrating than not being able to obtain credit because of a lawsuit? The Federal Law on Consumer Credit (LCC) ...
- Personal loan
Today, the credit card is one of the world's most widely used payment instruments. Not only does this card make it possible to avoid ...
- Credit with cashback
Urgent expenses, major purchases, debt consolidation, etc., applying for a private credit can be a great help for the unexpected. If you're looking for a loan ...
- Independent Loan
A business loan is an excellent way of obtaining the funds you need to develop your business. It can help you cover expenses, buy equipment, ...
- Independent Loan
Whatever your professional project - starting up a new business or expanding your existing business - finding the necessary financing is an important, even crucial, step. Without a source of financing ...
- Personal loan
Do you need private credit to finance a project? Would you like to improve your chances of obtaining a loan from a lending institution? Then you need to start the right ...
- Lica
Are you looking for liquidity to bring a project to fruition? Or perhaps you urgently need funds to resolve a financial situation? Like many people, you're looking for ...
- Independent Loan
Are you self-employed and need to finance a project? When it comes to financing solutions, there are two ways to obtain credit as a self-employed person! ...
- Regulations
In January 2024, Swiss consumers will be faced with a new financial reality: an increase in the maximum interest rate for private loans. This significant change in the credit landscape ...
- Car loan
Do you dream of driving around in a beautiful new car? But like many people, your budget doesn't allow you to buy a vehicle without financing. In fact, ...
- Pensioner loan
Are you an AVS or AVI pensioner? AVS and AI are the two providers of the first pillar. The Old-Age and Survivors' Insurance (OASI) pays pensions to retired people and pensions to ...
- Personal loan
When we're a couple, it's quite common to take out a loan to finance certain projects. Whether it's to buy a car, furniture or finance any other ...
- Lica
The protection of personal data has become a major concern in the digital age. In Switzerland, companies are increasingly aware of the importance of protecting their employees' data, and ...
- Personal loan
Switzerland, often regarded as a bastion of economic stability in Europe, seems to be in a better position than its eurozone neighbors when it comes to ...
- Solvency
The ZEK (Central Office for Credit Information) is the Swiss central office for credit information. It is linked to the credit activities of natural and legal persons. It maintains ...
- Personal loan
Putting together a solid file is one of the criteria for obtaining private credit! Financial institutions will ask you to justify your situation before granting you a ...
- Personal loan
Your application is complete, yet the bank refuses to grant you a loan? This situation is usually a source of great frustration. To amplify your frustration, financial institutions ...
- Regulations
The increase in the maximum interest rate for private loans in Switzerland is now effective. According to a press release from the Swiss Federal Administration, the maximum rate will now be ...
- Personal loan
Today, credit plays an important role in almost every household in Switzerland. One out of every two people uses private credit to finance their projects or ...
- Real estate loan
Buying a property abroad is entirely possible, provided you can find the financing. It's also essential to know a few tricks of the trade to ensure your peace of mind ...
- Regulations
Interest rates in Switzerland have been rising for several months. Many factors are behind this rise, from central bank policies to the global economy. As a result, it is ...
- Independent Loan
Need a springboard to launch your business? Discover business credit that will make it easier for you to get your foot in the door. Business credit for SMEs is one of the best options ...
- Debt consolidation loan
Today, credit plays an important role in almost every household in Switzerland. In fact, both private individuals and entrepreneurs opt to take out credit because ...
- Personal loan
Have you ever heard of a tax deduction for private credit? But what is the reality, and how is private credit taxed in Switzerland? Here's a quick ...
- Lica
Summer is a time when the vast majority of people enjoy a well-deserved vacation! However, it's also a quieter time to concentrate and get on with ...
- Real estate loan
Like many people, you'd like to make a property purchase without equity, wouldn't you? But until now, this has seemed an impossible task. Yet you're convinced that becoming a ...
- Solvency
How to reduce expenses and optimize your budget? The global economy is experiencing a significant slowdown in the first half of 2020. The health crisis is the main cause. Undoubtedly, ...
- Solvency
Applying for credit is sometimes seen as a miracle solution to a difficult life situation. That said, financial organizations such as banks have every right to ...
- Lica
Your financial needs, whether you're employed or self-employed, can arise without warning. You may have sufficient funds saved up, but there are times when you ...
- Personal loan
It's a question that generally arises for any credit applicant. The right answer to this question, however, needs to be approached from different angles. Lica explains in detail...
- Solvency
When you don't manage to pay a bill, despite several reminders from the creditor, the latter takes legal action against you. In this article, we'll look at the ...
- Renovation loan
As a homeowner, you know that small and large jobs are always part of the equation. Admittedly, this represents a cost, but it's not the only ...
- Solvency
In 2019, more than 6 % of the Swiss population is in a situation of over-indebtedness. 80 % of them started accumulating debts before the age of 25 ...
- Credit with cashback
Applying for credit is often a difficult thing to do alone. Especially when you consider the diversity of banking establishments and the variety of fees ...
- Solvency
Proceedings are initiated against you when you receive a summons to pay from the debt collection office. It will be forwarded to you without the need for ...
- Solvency
Between fixed expenses, unforeseen events and purchases "to please yourself" or "to please others", it's not always easy to manage your finances ...
- Solvency
Being registered with the OP represents a major and serious constraint in daily life, and particularly in carrying out important administrative, financial and legal procedures. Writing off a paid claim can ...